Vanguard Trio Performance Report

quarterly rebalance · Benchmark: SPY · 2012-01-03 to 2026-08-11

Hypothetical backtested results. Not actual trading. May not include all costs or reflect real‑world conditions. Past performance does not guarantee future results. Trading involves risk, including loss of principal.

Portfolio Growth

Growth of $10,000 — logarithmic scale

Drawdown

Decline from the prior peak, on daily equity

Performance Summary

MetricVanguard TrioSPY
Start Balance$10,000$10,000
End Balance$87,955$75,530
Annualized Return (CAGR)16.08%14.87%
Standard Deviation10.58%13.97%
Best Year65.52%32.31%
Worst Year-6.01%-18.18%
Maximum Drawdown (Daily)-19.36% (2022-03-14)-33.72% (2020-03-23)
Maximum Drawdown (Monthly)-13.61% (2022-02-28)-23.93% (2022-09-30)
Sharpe Ratio1.501.08
Sortino Ratio2.311.57
Benchmark Correlation0.601.00

Annual Returns (2012–2026)

Year Strategy ReturnBalance SPY ReturnBalance
20262.08%$93,75610.13%$76,616
202530.35%$91,84217.72%$69,569
202414.21%$70,45624.89%$59,097
202323.89%$61,68826.18%$47,321
2022-6.01%$49,791-18.18%$37,504
20215.66%$52,97728.73%$45,834
202065.52%$50,14018.33%$35,605
201934.81%$30,29231.22%$30,089
20181.74%$22,470-4.57%$22,930
201716.58%$22,08621.71%$24,028
201615.77%$18,94512.00%$19,742
20159.15%$16,3641.23%$17,628
20149.49%$14,99213.46%$17,413
201312.98%$13,69332.31%$15,346
201221.19%$12,11915.99%$11,599

Monthly Returns

YearMonth StrategyBalance SPYBalance Holdings
20262026-080.09%$93,8373.15%$79,032BIL 100%
20262026-070.34%$93,7560.03%$76,616BIL 100%
20262026-060.27%$93,441-1.03%$76,589BIL 100%
20262026-050.32%$93,1875.26%$77,386BIL 100%
20262026-040.29%$92,89210.51%$73,517BIL 100%
20262026-030.29%$92,625-4.94%$66,528BIL 100%
20262026-020.27%$92,359-0.86%$69,984BIL 100%
20262026-010.30%$92,1131.47%$70,594BIL 100%
20252025-12-0.13%$91,8420.08%$69,569VGT 33%, VTI 33%, VTWO 33%
20252025-11-1.29%$91,9570.19%$69,513VGT 33%, VTI 33%, VTWO 33%
20252025-103.40%$93,1552.38%$69,378VGT 33%, VTI 33%, VTWO 33%
20252025-094.62%$90,0903.56%$67,763VGT 33%, VTI 33%, VTWO 33%
20252025-083.50%$86,1162.05%$65,432VGT 33%, VTI 33%, VTWO 33%
20252025-072.71%$83,2002.30%$64,116VGT 33%, VTI 33%, VTWO 33%
20252025-066.69%$81,0075.14%$62,673VGT 33%, VTI 33%, VTWO 33%
20252025-057.33%$75,9276.28%$59,610VGT 33%, VTI 33%, VTWO 33%
20252025-04-0.60%$70,740-0.87%$56,085VGT 33%, VTI 33%, VTWO 33%
20252025-030.33%$71,164-5.57%$56,575BIL 100%
20252025-020.32%$70,932-1.27%$59,914BIL 100%
20252025-010.35%$70,7032.69%$60,684BIL 100%
20242024-12-3.80%$70,456-2.41%$59,097VGT 33%, VTI 33%, VTWO 33%
20242024-118.24%$73,2375.96%$60,554VGT 33%, VTI 33%, VTWO 33%
20242024-10-0.98%$67,663-0.89%$57,146VGT 33%, VTI 33%, VTWO 33%
20242024-090.42%$68,3302.10%$57,661BIL 100%
20242024-080.46%$68,0432.34%$56,474BIL 100%
20242024-070.45%$67,7301.21%$55,185BIL 100%
20242024-060.40%$67,4263.53%$54,525BIL 100%
20242024-050.46%$67,1585.06%$52,667BIL 100%
20242024-040.43%$66,852-4.03%$50,131BIL 100%
20242024-032.80%$66,5643.27%$52,237VGT 33%, VTI 33%, VTWO 33%
20242024-025.24%$64,7515.22%$50,583VGT 33%, VTI 33%, VTWO 33%
20242024-01-0.26%$61,5281.59%$48,074VGT 33%, VTI 33%, VTWO 33%
20232023-120.43%$61,6884.57%$47,321BIL 100%
20232023-110.47%$61,4269.13%$45,255BIL 100%
20232023-100.43%$61,140-2.17%$41,467BIL 100%
20232023-090.40%$60,877-4.74%$42,387BIL 100%
20232023-080.50%$60,635-1.63%$44,498BIL 100%
20232023-070.39%$60,3363.27%$45,233BIL 100%
20232023-067.03%$60,1046.48%$43,799VGT 33%, VTI 33%, VTWO 33%
20232023-052.67%$56,1570.46%$41,134VGT 33%, VTI 33%, VTWO 33%
20232023-04-0.34%$54,6971.60%$40,945VGT 33%, VTI 33%, VTWO 33%
20232023-032.54%$54,8823.71%$40,301VGT 33%, VTI 33%, VTWO 33%
20232023-02-1.20%$53,522-2.51%$38,860VGT 33%, VTI 33%, VTWO 33%
20232023-018.80%$54,1726.29%$39,862VGT 33%, VTI 33%, VTWO 33%
20222022-120.36%$49,791-5.76%$37,504BIL 100%
20222022-110.32%$49,6115.56%$39,797BIL 100%
20222022-100.16%$49,4558.13%$37,701BIL 100%
20222022-090.21%$49,377-9.24%$34,867BIL 100%
20222022-080.19%$49,275-4.08%$38,419BIL 100%
20222022-070.04%$49,1809.21%$40,053BIL 100%
20222022-060.08%$49,162-8.25%$36,676BIL 100%
20222022-050.03%$49,1240.23%$39,972BIL 100%
20222022-04-0.01%$49,108-8.78%$39,882BIL 100%
20222022-032.62%$49,1133.76%$43,719VGT 33%, VTI 33%, VTWO 33%
20222022-02-1.92%$47,860-2.95%$42,135VGT 33%, VTI 33%, VTWO 33%
20222022-01-7.89%$48,797-5.27%$43,417VGT 33%, VTI 33%, VTWO 33%
20212021-120.00%$52,9774.62%$45,834BIL 100%
20212021-11-0.02%$52,977-0.80%$43,808BIL 100%
20212021-10-0.01%$52,9897.02%$44,163BIL 100%
20212021-09-4.34%$52,995-4.66%$41,268VGT 33%, VTI 33%, VTWO 33%
20212021-082.85%$55,4012.98%$43,285VGT 33%, VTI 33%, VTWO 33%
20212021-070.51%$53,8652.44%$42,034VGT 33%, VTI 33%, VTWO 33%
20212021-06-0.02%$53,5932.24%$41,032BIL 100%
20212021-05-0.01%$53,6050.66%$40,132BIL 100%
20212021-040.00%$53,6115.29%$39,870BIL 100%
20212021-031.94%$53,6114.54%$37,867VGT 33%, VTI 33%, VTWO 33%
20212021-023.56%$52,5912.78%$36,222VGT 33%, VTI 33%, VTWO 33%
20212021-011.28%$50,783-1.02%$35,242VGT 33%, VTI 33%, VTWO 33%
20202020-126.33%$50,1403.70%$35,605VGT 33%, VTI 33%, VTWO 33%
20202020-1114.23%$47,15610.88%$34,333VGT 33%, VTI 33%, VTWO 33%
20202020-10-1.34%$41,281-2.49%$30,965VGT 33%, VTI 33%, VTWO 33%
20202020-09-3.90%$41,840-3.74%$31,757VGT 33%, VTI 33%, VTWO 33%
20202020-087.93%$43,5386.98%$32,992VGT 33%, VTI 33%, VTWO 33%
20202020-074.89%$40,3415.89%$30,840VGT 33%, VTI 33%, VTWO 33%
20202020-064.27%$38,4621.77%$29,124VGT 33%, VTI 33%, VTWO 33%
20202020-056.60%$36,8854.76%$28,617VGT 33%, VTI 33%, VTWO 33%
20202020-0413.72%$34,60112.70%$27,316VGT 33%, VTI 33%, VTWO 33%
20202020-030.20%$30,426-12.49%$24,238BIL 100%
20202020-020.12%$30,364-7.92%$27,696BIL 100%
20202020-010.12%$30,328-0.04%$30,077BIL 100%
20192019-123.22%$30,2922.91%$30,089VGT 33%, VTI 33%, VTWO 33%
20192019-114.48%$29,3463.62%$29,240VGT 33%, VTI 33%, VTWO 33%
20192019-102.85%$28,0872.21%$28,218VGT 33%, VTI 33%, VTWO 33%
20192019-091.74%$27,3071.95%$27,608VGT 33%, VTI 33%, VTWO 33%
20192019-08-3.09%$26,840-1.67%$27,081VGT 33%, VTI 33%, VTWO 33%
20192019-071.91%$27,6951.51%$27,542VGT 33%, VTI 33%, VTWO 33%
20192019-067.58%$27,1766.96%$27,132VGT 33%, VTI 33%, VTWO 33%
20192019-05-7.70%$25,261-6.38%$25,367VGT 33%, VTI 33%, VTWO 33%
20192019-044.58%$27,3704.09%$27,095VGT 33%, VTI 33%, VTWO 33%
20192019-031.13%$26,1711.81%$26,031VGT 33%, VTI 33%, VTWO 33%
20192019-025.34%$25,8793.24%$25,569VGT 33%, VTI 33%, VTWO 33%
20192019-019.33%$24,5668.01%$24,766VGT 33%, VTI 33%, VTWO 33%
20182018-120.18%$22,470-8.80%$22,930BIL 100%
20182018-110.19%$22,4291.85%$25,144BIL 100%
20182018-100.17%$22,387-6.91%$24,686BIL 100%
20182018-090.14%$22,3490.59%$26,518BIL 100%
20182018-080.16%$22,3183.19%$26,362BIL 100%
20182018-070.14%$22,2833.70%$25,546BIL 100%
20182018-060.15%$22,2520.58%$24,634BIL 100%
20182018-050.15%$22,2192.43%$24,493BIL 100%
20182018-040.10%$22,1850.52%$23,911BIL 100%
20182018-030.13%$22,162-2.74%$23,789BIL 100%
20182018-020.08%$22,134-3.64%$24,459BIL 100%
20182018-010.13%$22,1155.64%$25,382BIL 100%
20172017-120.26%$22,0861.21%$24,028VGT 33%, VTI 33%, VTWO 33%
20172017-112.37%$22,0293.06%$23,740VGT 33%, VTI 33%, VTWO 33%
20172017-103.43%$21,5192.36%$23,036VGT 33%, VTI 33%, VTWO 33%
20172017-093.18%$20,8042.01%$22,505VGT 33%, VTI 33%, VTWO 33%
20172017-080.68%$20,1630.29%$22,061VGT 33%, VTI 33%, VTWO 33%
20172017-072.27%$20,0272.06%$21,997VGT 33%, VTI 33%, VTWO 33%
20172017-060.61%$19,5830.64%$21,554VGT 33%, VTI 33%, VTWO 33%
20172017-051.14%$19,4651.41%$21,417VGT 33%, VTI 33%, VTWO 33%
20172017-041.50%$19,2440.99%$21,119VGT 33%, VTI 33%, VTWO 33%
20172017-03-0.02%$18,9590.13%$20,911BIL 100%
20172017-020.05%$18,9623.93%$20,885BIL 100%
20172017-010.04%$18,9531.79%$20,096BIL 100%
20162016-122.04%$18,9452.03%$19,742VGT 33%, VTI 33%, VTWO 33%
20162016-115.35%$18,5663.68%$19,350VGT 33%, VTI 33%, VTWO 33%
20162016-10-2.44%$17,622-1.73%$18,663VGT 33%, VTI 33%, VTWO 33%
20162016-091.25%$18,0640.01%$18,992VGT 33%, VTI 33%, VTWO 33%
20162016-081.38%$17,8410.12%$18,991VGT 33%, VTI 33%, VTWO 33%
20162016-075.85%$17,5973.65%$18,968VGT 33%, VTI 33%, VTWO 33%
20162016-06-0.68%$16,6250.35%$18,301VGT 33%, VTI 33%, VTWO 33%
20162016-053.12%$16,7391.70%$18,237VGT 33%, VTI 33%, VTWO 33%
20162016-04-0.82%$16,2320.39%$17,932VGT 33%, VTI 33%, VTWO 33%
20162016-030.00%$16,3676.73%$17,862BIL 100%
20162016-020.00%$16,367-0.08%$16,736BIL 100%
20162016-010.02%$16,367-4.98%$16,750BIL 100%
20152015-12-3.27%$16,364-1.73%$17,628VGT 33%, VTI 33%, VTWO 33%
20152015-111.64%$16,9170.37%$17,938VGT 33%, VTI 33%, VTWO 33%
20152015-108.00%$16,6458.51%$17,872VGT 33%, VTI 33%, VTWO 33%
20152015-09-0.04%$15,413-2.55%$16,471BIL 100%
20152015-080.00%$15,419-6.09%$16,902BIL 100%
20152015-070.00%$15,4192.26%$18,000BIL 100%
20152015-06-1.56%$15,419-2.03%$17,602VGT 33%, VTI 33%, VTWO 33%
20152015-051.98%$15,6641.29%$17,967VGT 33%, VTI 33%, VTWO 33%
20152015-04-0.18%$15,3600.98%$17,739VGT 33%, VTI 33%, VTWO 33%
20152015-03-0.62%$15,388-1.57%$17,566VGT 33%, VTI 33%, VTWO 33%
20152015-026.69%$15,4855.62%$17,846VGT 33%, VTI 33%, VTWO 33%
20152015-01-3.19%$14,514-2.96%$16,897VGT 33%, VTI 33%, VTWO 33%
20142014-120.15%$14,992-0.25%$17,413VGT 33%, VTI 33%, VTWO 33%
20142014-112.52%$14,9702.75%$17,457VGT 33%, VTI 33%, VTWO 33%
20142014-103.75%$14,6022.36%$16,990VGT 33%, VTI 33%, VTWO 33%
20142014-09-3.13%$14,075-1.38%$16,599VGT 33%, VTI 33%, VTWO 33%
20142014-084.40%$14,5303.95%$16,831VGT 33%, VTI 33%, VTWO 33%
20142014-07-2.49%$13,918-1.34%$16,192VGT 33%, VTI 33%, VTWO 33%
20142014-063.64%$14,2732.06%$16,413VGT 33%, VTI 33%, VTWO 33%
20142014-052.17%$13,7712.32%$16,081VGT 33%, VTI 33%, VTWO 33%
20142014-04-1.57%$13,4780.70%$15,716VGT 33%, VTI 33%, VTWO 33%
20142014-03-0.02%$13,6930.83%$15,608BIL 100%
20142014-020.02%$13,6964.55%$15,479BIL 100%
20142014-010.00%$13,693-3.52%$14,805BIL 100%
20132013-123.07%$13,6932.59%$15,346VGT 33%, VTI 33%, VTWO 33%
20132013-113.40%$13,2852.96%$14,959VGT 33%, VTI 33%, VTWO 33%
20132013-103.44%$12,8494.63%$14,528VGT 33%, VTI 33%, VTWO 33%
20132013-09-0.02%$12,4223.16%$13,885BIL 100%
20132013-080.00%$12,424-3.00%$13,459BIL 100%
20132013-070.00%$12,4245.17%$13,875BIL 100%
20132013-06-1.59%$12,424-1.33%$13,193VGT 33%, VTI 33%, VTWO 33%
20132013-053.54%$12,6262.36%$13,372VGT 33%, VTI 33%, VTWO 33%
20132013-040.61%$12,1931.92%$13,063VGT 33%, VTI 33%, VTWO 33%
20132013-030.00%$12,1193.80%$12,817BIL 100%
20132013-020.00%$12,1191.28%$12,348BIL 100%
20132013-010.00%$12,1195.12%$12,193BIL 100%
20122012-121.68%$12,1190.89%$11,599VGT 33%, VTI 33%, VTWO 33%
20122012-111.00%$11,9180.57%$11,496VGT 33%, VTI 33%, VTWO 33%
20122012-10-3.52%$11,800-1.82%$11,432VGT 33%, VTI 33%, VTWO 33%
20122012-092.23%$12,2302.54%$11,644VGT 33%, VTI 33%, VTWO 33%
20122012-083.63%$11,9642.51%$11,356VGT 33%, VTI 33%, VTWO 33%
20122012-070.10%$11,5451.18%$11,078VGT 33%, VTI 33%, VTWO 33%
20122012-06-0.04%$11,5344.06%$10,949BIL 100%
20122012-050.00%$11,539-6.01%$10,522BIL 100%
20122012-040.02%$11,539-0.67%$11,194BIL 100%
20122012-033.35%$11,5363.22%$11,269VGT 33%, VTI 33%, VTWO 33%
20122012-024.63%$11,1634.34%$10,918VGT 33%, VTI 33%, VTWO 33%
20122012-016.69%$10,6694.64%$10,464VGT 33%, VTI 33%, VTWO 33%

Trade History

Signal DateEarn Date AllocationPeriod Return
2026-06-302026-08-31BIL 100%0.42%
2026-03-312026-06-30BIL 100%0.88%
2025-12-312026-03-31BIL 100%0.85%
2025-09-302025-12-31VGT 33%, VTI 33%, VTWO 33%1.94%
2025-06-302025-09-30VGT 33%, VTI 33%, VTWO 33%11.21%
2025-03-312025-06-30VGT 33%, VTI 33%, VTWO 33%13.83%
2024-12-312025-03-31BIL 100%1.00%
2024-09-302024-12-31VGT 33%, VTI 33%, VTWO 33%3.11%
2024-06-302024-09-30BIL 100%1.34%
2024-03-312024-06-30BIL 100%1.29%
2023-12-312024-03-31VGT 33%, VTI 33%, VTWO 33%7.90%
2023-09-302023-12-31BIL 100%1.33%
2023-06-302023-09-30BIL 100%1.29%
2023-03-312023-06-30VGT 33%, VTI 33%, VTWO 33%9.51%
2022-12-312023-03-31VGT 33%, VTI 33%, VTWO 33%10.22%
2022-09-302022-12-31BIL 100%0.84%
2022-06-302022-09-30BIL 100%0.44%
2022-03-312022-06-30BIL 100%0.10%
2021-12-312022-03-31VGT 33%, VTI 33%, VTWO 33%-7.29%
2021-09-302021-12-31BIL 100%-0.03%
2021-06-302021-09-30VGT 33%, VTI 33%, VTWO 33%-1.12%
2021-03-312021-06-30BIL 100%-0.03%
2020-12-312021-03-31VGT 33%, VTI 33%, VTWO 33%6.92%
2020-09-302020-12-31VGT 33%, VTI 33%, VTWO 33%19.84%
2020-06-302020-09-30VGT 33%, VTI 33%, VTWO 33%8.78%
2020-03-312020-06-30VGT 33%, VTI 33%, VTWO 33%26.41%
2019-12-312020-03-31BIL 100%0.44%
2019-09-302019-12-31VGT 33%, VTI 33%, VTWO 33%10.93%
2019-06-302019-09-30VGT 33%, VTI 33%, VTWO 33%0.48%
2019-03-312019-06-30VGT 33%, VTI 33%, VTWO 33%3.84%
2018-12-312019-03-31VGT 33%, VTI 33%, VTWO 33%16.47%
2018-09-302018-12-31BIL 100%0.54%
2018-06-302018-09-30BIL 100%0.44%
2018-03-312018-06-30BIL 100%0.40%
2017-12-312018-03-31BIL 100%0.34%
2017-09-302017-12-31VGT 33%, VTI 33%, VTWO 33%6.16%
2017-06-302017-09-30VGT 33%, VTI 33%, VTWO 33%6.24%
2017-03-312017-06-30VGT 33%, VTI 33%, VTWO 33%3.29%
2016-12-312017-03-31BIL 100%0.08%
2016-09-302016-12-31VGT 33%, VTI 33%, VTWO 33%4.88%
2016-06-302016-09-30VGT 33%, VTI 33%, VTWO 33%8.66%
2016-03-312016-06-30VGT 33%, VTI 33%, VTWO 33%1.58%
2015-12-312016-03-31BIL 100%0.02%
2015-09-302015-12-31VGT 33%, VTI 33%, VTWO 33%6.17%
2015-06-302015-09-30BIL 100%-0.04%
2015-03-312015-06-30VGT 33%, VTI 33%, VTWO 33%0.20%
2014-12-312015-03-31VGT 33%, VTI 33%, VTWO 33%2.64%
2014-09-302014-12-31VGT 33%, VTI 33%, VTWO 33%6.52%
2014-06-302014-09-30VGT 33%, VTI 33%, VTWO 33%-1.39%
2014-03-312014-06-30VGT 33%, VTI 33%, VTWO 33%4.24%
2013-12-312014-03-31BIL 100%0.00%
2013-09-302013-12-31VGT 33%, VTI 33%, VTWO 33%10.23%
2013-06-302013-09-30BIL 100%-0.02%
2013-03-312013-06-30VGT 33%, VTI 33%, VTWO 33%2.52%
2012-12-312013-03-31BIL 100%0.00%
2012-09-302012-12-31VGT 33%, VTI 33%, VTWO 33%-0.91%
2012-06-302012-09-30VGT 33%, VTI 33%, VTWO 33%6.04%
2012-03-312012-06-30BIL 100%-0.02%
2011-12-312012-03-31VGT 33%, VTI 33%, VTWO 33%15.36%