ModelBuddies

What a Bad Year Does to Your Retirement Savings, and One Way to Handle It

A free 45-minute live webinar with Rick Cromer, with time for your questions.

What we'll cover

  • The risk nobody mentions until it's too late. Why the same returns in a different order can leave you about $69,000 apart, and why the years around retirement are the dangerous ones.
  • What happened in 2022. Stocks and bonds fell together, so the classic 60/40 mix gave less protection than most people expected.
  • How a rules-based approach works. Tactical asset allocation in plain English: what it watches, what it does, and what it costs compared with an advisor.
  • The proof, and its limits. Backtested results against buy and hold, and an honest list of what the data does not prove.
  • Live Q&A. Bring your hardest question.

It's built for people who manage their own accounts and are within about ten years of retirement, or already retired. If you're 30 and buying and holding, you may not need this, and we'll say so.

What to expect

  • No prediction of where markets are headed. Nothing here forecasts anything.
  • A fair account of the weaknesses, from the person who built it.
  • One offer near the end, for anyone who wants it. No pressure, and a 60-day money-back guarantee if you take it.

All performance shown is hypothetical and backtested, not live trading. Past performance, including backtested performance, does not guarantee future results. For informational purposes only; not investment advice.